Rate of Interest

Rate of Interest for New Loans & Advances (wef from : 02/01/2023 )
Scheme Slab Rate of Interest (p.a.)
Home Loan Upto 25 Lakhs (Cibil Score 720 and above) 8.65 %
Upto 25 Lakhs (Cibil Score less than 720) 8.90 %
Above 25.00 Lakh upto 50.00 Lakh (Cibil Score 720 and above) 8.90 %
Above 25.00 Lakh upto 50.00 Lakh (Cibil Score less than 720) 9.15 %
Above 50.00 Lakh (Cibil Score 720 and above) 9.15 %
Above 50.00 Lakh (Cibil Score less than 720) 9.20 %
• Permanent Employee’s Salary Account with CRGB or any Bank – CIBIL Score 750 and Above and Project follow the guidelines of Prioriy Sector Lending (Loan Upto 25.00 lakh and Project Cost Upto 30.00 Lakh) – Interest Rate 8.15 % applicable.
• Permanent Employee’s Salary Account with CRGB or any Bank – Interest Rate 8.35% for Loan upto Rs. 50.00 Lakh.
• In our Bank/SBI Approved Project for other than Salaried Person – Concession of 0.25% in rate of interest applicable.
• Above Concessional ROI of 8.15% is not applicable in case of switchover in Housing Loans.
• Floor Rate Housing Loans – 8.15% - In no case can the housing loan interest be less than the floor rate.
Car Loan Starting From 8.25 %
Personal Loan Starting From 11.50 %
Gold Loan Starting From 8.40%
Agriculture Loan Starting From 7.00%