| Rate of Interest for New Loans & Advances (wef from : 02/01/2023 ) | ||
| Scheme | Slab | Rate of Interest (p.a.) |
| Home Loan | Upto 25 Lakhs (Cibil Score 720 and above) | 8.65 % |
| Upto 25 Lakhs (Cibil Score less than 720) | 8.90 % | |
| Above 25.00 Lakh upto 50.00 Lakh (Cibil Score 720 and above) | 8.90 % | |
| Above 25.00 Lakh upto 50.00 Lakh (Cibil Score less than 720) | 9.15 % | |
| Above 50.00 Lakh (Cibil Score 720 and above) | 9.15 % | |
| Above 50.00 Lakh (Cibil Score less than 720) | 9.20 % | |
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• Permanent Employee’s Salary Account with CRGB or any Bank – CIBIL Score 750 and Above and Project follow the guidelines of Prioriy Sector Lending (Loan Upto 25.00 lakh and Project Cost Upto 30.00 Lakh) – Interest Rate 8.15 % applicable. • Permanent Employee’s Salary Account with CRGB or any Bank – Interest Rate 8.35% for Loan upto Rs. 50.00 Lakh. • In our Bank/SBI Approved Project for other than Salaried Person – Concession of 0.25% in rate of interest applicable. • Above Concessional ROI of 8.15% is not applicable in case of switchover in Housing Loans. • Floor Rate Housing Loans – 8.15% - In no case can the housing loan interest be less than the floor rate. |
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| Car Loan | Starting From | 8.25 % |
| Personal Loan | Starting From | 11.50 % |
| Gold Loan | Starting From | 8.40% |
| Agriculture Loan | Starting From | 7.00% |